No problem Katarzyna! Yeah that one I put in there because that's something I do a lot of. It's very handy. I've heard horror stories where people didn't check balances or even open letters from their bank out of fear and it hurt them to do that. One particular story I remember is a lady's bank actually sent her money for something (I think it was a reimbursement for something) but she passed it off as possibly another bill. It took her months to open the letter to realize that it was a reimbursement.